One of the things that you have is a claim for property damage. Property damage, the insurance company has to pay for whatever damage was done to your vehicle. However, if the value of the damages is more than 75% of the value of your vehicle, typically they’ll total out your car. If they total out your car, you get to keep the rental car until you get paid for your vehicle, and also if you get your vehicle fixed, but if your vehicle is fixed, you have what’s also called a diminished value claim. A diminished value claim is the insurance company – if five minutes before the accident, for instance, if you could’ve sold your car for $20,000 and after the accident you get your car fixed and it’s only worth $16,000, you now have a diminished value claim for $4,000 because you lost that value in your car because it was in an accident, because it was damaged, and because it was fixed.